Member Insurance


As an AACT member you have exclusive access to the ACS Member Insurance Program*, offering quality liability, group life & group health and home & auto plans that are affordable and portable. ACS offers the best protection available within the industry.

Chemical Educators Legal Liability

Chemical Educators Legal Liability policy provides the unique coverage necessary for chemistry educators. Help protect yourself against risks within classrooms, teaching and research labs, and community outreach activities. The plan, underwritten by Lloyd's of London, features:

  • Liability limit of $1,000,000
  • Pollution Liability coverage
  • Contingent Bodily Injury and Property Damage coverage
  • Intellectual Property, Sexual Harassment and Wrongful employment practices coverage
  • Experienced Claims counsel
  • Four-tier rate scale

The plan also provides broad coverage to address the exposures of high school, undergrad and instructional staff and faculty employed by private, public, charter and higher educational institutions. Call (888) 437-7008 or visit the website to learn more.

Learn more & apply online »

Group Life & Group Health Insurance

Group Term Life Insurance
Rates are annual renewable and provide up to $2 million in coverage for qualified individuals.

Group Level Term Life Insurance
Rates are guaranteed for an initial 10-year or 20-year term and provides up to $2 million in coverage for qualified members and their spouses.

Group Accidental Death & Dismemberment
Provides up to $500,000 in case of an accidental death or injury.

Group Disability Income
Replaces up to 60% of your monthly salary, up to $10,000 a month, if you suffer a serious illness or become disabled.

Group Hospital Indemnity
Pays up to $300 a day when you are hospitalized.

Learn more & apply** online »

*International Term Life, Professional Liability, and Commercial Business Insurance coverages offered through the ACS Member Insurance Program excluded.

**During the application process, please provide your AACT Member Number where an ACS Member Number is required.

Auto & Home Insurance

MetLife Auto & Home® provides you with access to special group discounts on insurance coverage for your personal insurance needs.

  • Different products for each individuals needs including: auto, home, boat, condo, renter’s and more!
  • Special group discounts
  • Automatic payment options discount
  • Multi-vehicle savings

877-491-5089 (Discount Code: D60) http://www.myahprogram.com/ACS